Documents that may be requested:

There are some standard documents needed to submit your loan for a full PreApproval. Other documentation may be requested depending on the type of loan you are applying for, the type of residence you want to buy, and the kind of work you do. 

The following documents may be requested to obtain your new mortgage loan:

• Past two (2) years W-2 forms
• Pay Stubs covering the last (30) thirty days
• Two most recent monthly bank statements, all pages of each
• Most recent 401K, IRA, or Mutual Fund Account statements, all pages of each

Also, the following documentation is also generally required.

For a refinance:

• A copy of the deed, and most recent tax bill

For a Purchase:

• A signed purchase contract, fully executed
• REALTOR contact information, both listing and selling agents (if applicable)
• Condo Association contact information (if applicable)

For a VA Loan:

• DD Form 214 (Long Form)

If you are self employed, or if you are in sales and paid by commission that is > 25% of your total earnings:

• Two (2) years personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.