Tim Hill

NMLS # 1945840

423-421-8628

tim@fitmtg.com

Tim Hill Mortgage Loan Officer

Blog

Mastering Real Estate: 5 Reasons Why a VA Loan is Your Winning Play

Mastering Real Estate: 5 Reasons Why a VA Loan is Your Winning Play

In the high-stakes arena of real estate, the savvy investor is always on the lookout for the most strategic moves. If you're a veteran or an active-duty military member, there's a game-changing play on the board: the VA loan. Let's break down the five com

Feb 15, 2024 | VA Loans

7 Things to Know Before Buying Your Dream Vacation Home

7 Things to Know Before Buying Your Dream Vacation Home

Embarking on the journey to purchase your dream vacation home is an exciting and rewarding endeavor. However, before you dive into the world of sunsets and serenity, there are essential aspects to consider. Let's unravel the seven things you should know b

Feb 13, 2024 | Purchasing a Home

The Importance of a Good Debt-to-Income Ratio

The Importance of a Good Debt-to-Income Ratio

In the tumultuous world of personal finance, there's one crucial factor that often takes center stage when you're setting your sights on that dream home: your debt-to-income ratio (DTI). It's not a mere technicality; it's the secret sauce that can make or

Feb 08, 2024 | Purchasing a Home

Understanding the Financial Power of Mortgage Points

Understanding the Financial Power of Mortgage Points

In the intricate world of personal finance, few concepts are as intriguing as the role of "points" in mortgage loans. Today, we'll embark on a journey to demystify this intriguing aspect of mortgage financing, much like delving into the nuances of habit f

Feb 06, 2024 | Purchasing a Home

VA Home Loans: Who Qualifies and How They Work

VA Home Loans: Who Qualifies and How They Work

Within the realm of real estate, the quest to achieve the quintessential American Dream occupies a central role, with aspiring homeowners diligently navigating the intricacies of mortgage options. In this landscape,  the VA Home Loan emerges as a fin

Feb 01, 2024 | VA Loans

Lease-to-Own Agreements: A Unique Path to Homeownership

Lease-to-Own Agreements: A Unique Path to Homeownership

Today, we're going to explore an unconventional, yet incredibly effective, avenue to homeownership: Lease-to-Own agreements. If you've been yearning to call a place your own but have faced hurdles in the traditional mortgage landscape, this could be your

Jan 30, 2024 | Purchasing a Home